Independent Expertise for Complex Risks
We are independent insurance advisors specializing in construction and agricultural insurance for international projects in emerging markets. Our mission is to provide conflict-free guidance that puts your interests first.
Our Story
Founded in 2006, our practice emerged from a simple observation: international contractors and agricultural businesses operating in emerging markets were underserved by traditional insurance brokers. They needed specialized expertise, not generalist advice.
Traditional brokers are often conflicted—they represent insurers as much as clients and may prioritize products with higher commissions over optimal coverage. We took a different approach: true independence.
As independent advisors, we work exclusively for our clients. We don't sell insurance policies—we provide expert guidance on what coverage you need and help you navigate the market to find it. When you need policy placement, we connect you with Challenge Group, a Lloyd's accredited broker with whom we have an introducer agreement.
This model ensures our advice is always aligned with your interests, not the interests of any insurer.
Our Journey
Our Values
The principles that guide everything we do.
Independence
We're not tied to any insurer. Our recommendations are based solely on what's best for you.
Specialization
Deep expertise in construction and agricultural insurance rather than being generalists.
Client-First
Your success is our success. We measure ourselves by the outcomes we deliver for clients.
Global Reach
Local understanding combined with access to global insurance markets and capacity.
Why Independence Matters
Traditional insurance brokers face inherent conflicts of interest. They often receive higher commissions from certain insurers, have quota arrangements that require them to place business with preferred partners, and may prioritize their relationships with insurers over client outcomes.
As independent advisors, we have no such conflicts. We don't receive commissions from insurers. Our fee is transparent and paid by you—ensuring our advice is always in your best interest.
Areas of Expertise
Deep specialization in sectors where generic advice falls short.
Construction Insurance
- CAR/EAR Insurance
- Professional Indemnity
- DSU/ALOP Coverage
- Infrastructure Projects
Agricultural Insurance
- Crop Insurance
- Livestock Protection
- Aquaculture Coverage
- Parametric Solutions
Risk Management
- Risk Assessments
- Captive Consulting
- Claims Advocacy
- Contract Review
Challenge Group Partnership
While we provide independent advisory services, our clients often need access to insurance markets for policy placement. That's where our partnership with Challenge Group comes in.
Challenge Group is a Lloyd's accredited broker with extensive experience in construction and specialty insurance. Through our introducer agreement, we can connect you with their placement capabilities when you're ready to purchase coverage.
This arrangement ensures you get the best of both worlds: independent advice from us and access to Lloyd's market capacity through a reputable broker.
Learn More About Our PartnershipPartnership Benefits
Ready to Work With Us?
Schedule a consultation to discuss how our independent advisory services can help with your insurance needs.