1. Acceptance of Terms
By accessing and using the Axon Risk Advisory website and services, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.
2. Description of Services
Axon Risk Advisory provides independent insurance advisory services, including risk assessment, insurance program design, and market access facilitation for construction, agricultural, and specialty insurance lines. We act as advisors and do not underwrite insurance policies directly.
3. Advisory Nature of Services
Our services are advisory in nature. We provide recommendations and facilitate access to insurance markets, but final insurance placement decisions and policy terms are subject to underwriter approval and acceptance. We do not guarantee insurance placement or specific coverage terms.
4. User Responsibilities
When using our services, you agree to:
- Provide accurate and complete information about your insurance needs
- Disclose all material facts relevant to your risk profile
- Review all insurance documents and policy terms carefully
- Comply with all applicable laws and regulations
- Not use our services for any unlawful purpose
5. Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of Axon Risk Advisory or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
6. Limitation of Liability
To the fullest extent permitted by law, Axon Risk Advisory shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services. Our total liability shall not exceed the fees paid by you for our services.
7. Indemnification
You agree to indemnify and hold harmless Axon Risk Advisory and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of these external sites. Accessing third-party links is at your own risk.
9. Modifications to Terms
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services constitutes acceptance of any modified terms.
10. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions.
11. Contact Information
For questions about these Terms of Service, please contact us:
Axon Risk Advisory
Email: ask@axonrisk.com