Agricultural Insurance Advisory
Expert guidance on crop, livestock, and aquaculture insurance including innovative parametric solutions for climate risk management in emerging markets.
Insurance Solutions for Agriculture
Comprehensive coverage options for farms, plantations, and agribusinesses across the agricultural value chain.
Crop Insurance
Protection against yield losses from weather events, pests, diseases, and other perils. Traditional indemnity and innovative index-based options available.
- Multi-peril crop insurance
- Named peril coverage
- Revenue protection
- Yield guarantee programs
Livestock Insurance
Coverage for mortality, disease outbreaks, and loss of livestock including cattle, poultry, swine, and specialty animals.
- Mortality coverage
- Epidemic disease protection
- Transit insurance
- Breeding stock coverage
Aquaculture Insurance
Specialized protection for fish farms, shrimp operations, and marine aquaculture against disease, weather, and operational risks.
- Stock mortality coverage
- Disease outbreak protection
- Environmental perils
- Equipment breakdown
Parametric/Index Insurance
Innovative coverage that pays based on measurable triggers like rainfall, temperature, or satellite indices rather than assessed losses.
- Weather index products
- Satellite-based triggers
- Fast claim payments
- No loss adjustment needed
Parametric Insurance: The Future of Agricultural Risk Transfer
Parametric or index-based insurance represents a revolutionary approach to agricultural risk management. Instead of traditional loss adjustment, payouts are triggered automatically when pre-defined weather or satellite indices are breached.
Through our partnership network, we provide access to Swiss Re and other leading providers of parametric agricultural insurance products designed specifically for emerging markets.
Explore Parametric OptionsFaster Payouts
Claims paid within days of trigger event, not months of loss adjustment.
Objective Triggers
Payments based on verifiable weather data or satellite imagery.
Lower Costs
Reduced administration means more competitive premiums.
Climate Resilience
Designed specifically for climate-related agricultural risks.
Crops We Cover
Plus specialty crops, forestry, and horticultural products based on your specific needs.
Regional Expertise
Southeast Asia
Rice, palm oil, rubber, aquaculture
Vietnam, Thailand, Indonesia, Philippines, Myanmar
South Asia
Rice, cotton, pulses, dairy
India, Bangladesh, Pakistan, Sri Lanka
Latin America
Soybeans, corn, coffee, cattle
Brazil, Argentina, Colombia, Peru
Sub-Saharan Africa
Maize, livestock, smallholder crops
Kenya, Ethiopia, Nigeria, Tanzania
Access to Global Agricultural Insurance Markets
Through our partnership network, we connect you with leading agricultural insurance providers including Swiss Re, Munich Re, and specialized Lloyd's syndicates with proven experience in emerging markets.
Frequently Asked Questions
Common questions about agricultural insurance for emerging markets.
How does parametric insurance differ from traditional crop insurance?
Parametric insurance pays when a pre-defined trigger is met (e.g., rainfall below 50mm), regardless of actual losses. Traditional insurance requires loss assessment by adjusters. Parametric is faster but may not perfectly match actual losses (basis risk).
What weather indices are commonly used?
Common indices include rainfall (deficit or excess), temperature (heat stress, frost), NDVI (vegetation health from satellites), and wind speed. The specific index depends on the crop and primary risk being addressed.
Are there government subsidies for agricultural insurance?
Many countries offer premium subsidies for agricultural insurance. We help navigate available programs in India, China, Brazil, and other markets where government support can reduce your costs by 30-60%.
Can smallholder farmers access these products?
Yes, through aggregation models where farmer groups, cooperatives, or agribusinesses purchase coverage on behalf of smallholders. We work with organizations implementing such programs.
Protect Your Agricultural Operations
Whether you're a commercial farm, plantation company, or agribusiness, we can help you find the right insurance solutions for your specific needs.