Why Choose an Independent Advisor?
Understanding the critical differences between independent advisors and traditional brokers—and why it matters for your insurance program.
The Independent Advantage
When your insurance advisor has no financial ties to insurers, their advice is purely focused on your protection.
Your Interests First
We work exclusively for you, not insurance companies. Our recommendations are based solely on what provides the best protection for your specific needs.
Global Market Access
Access to Lloyd's of London and international reinsurers through our partnership with Challenge Group. We're not limited to any insurer's product shelf.
Transparent Fees
Clear, disclosed fee structure with no hidden commissions or override agreements. You know exactly what you're paying for our advice.
Specialized Expertise
Deep focus on construction and agricultural insurance for emerging markets. We understand the unique risks and coverage requirements of your industry.
Independent Advisor vs. Traditional Broker
A side-by-side comparison of the two models.
How We Work For You
Understand Your Risks
We start with a comprehensive assessment of your operations, exposures, and risk tolerance—not with a product to sell.
Design Optimal Coverage
We design an insurance program tailored to your specific needs, considering all available options across global markets.
Access Global Markets
Through Challenge Group, we access Lloyd's and leading reinsurers to find the best coverage at competitive terms.
Ongoing Partnership
We remain your advocate throughout the policy period, assisting with claims and continuously optimizing your program.
Experience the Independent Difference
Schedule a consultation to see how conflict-free advice can improve your insurance program.
Schedule Consultation